The convenient mobile pay in Suzhou

2017-10-08_162831

After lunch on September 3, Mrs. Lin and her colleague strolled back to the office. Along the way they saw a granny selling lotus seed pods. Mrs. Lin wanted to buy some, but didn’t have any cash on her. The granny told her,“You can pay with Alipay!”

Mrs. Zhou went to the noodle house she always goes to found a change: a QR code was attached to the corner of each table, with which one can not only place their order, but also pay the bill with WeChat.

Nowadays cash or bank cards seem unnecessary: a mobile phone is all you need. Alipay’s new function,‘pay by face swiping’, which began on September 1, pushes the trend even further you can still pay your bill when your mobile phone has died because of a low battery.

The Suzhou Survey Team carried out a sample survey among small and tiny businesses in Suzhou. The sample covered 61 business entities. 31 of them were wholesalers and retailers, and 30 other businesses were hotels and restaurants. 21 of the samples were located in the urban area of Suzhou, and 39 of them were found in towns and villages, withone in a rural area.

The survey found that 75.4% of the respondents (46 businesses)accepted mobile payments, which was the same percentage of the acceptance of bank cards.

“Compared with the 43 years of bank card swiping history, the mobile payment, which was born a few years ago, has developed at a stunning speed,”said a member of the Suzhou Survey Team.

93.5% of the survey samples said they started to accept mobile payments just this year or last year: 43.5% accepted payments last year, 32.6% had accepted payments for over six months but less than 12 months, and 17.4% for less than six months. 6.5% of the surveyed business entities has used mobile payments for over two years. Among all mobile payment means, WeChat and Alipay were the two most popular ones.

But at the same time, the percentage of bills paid with mobile payments made up only a small proportion of the turnover of small and tiny businesses. 47.8% of the surveyed entities reported the percentage was lower than 20%; 34.8% said it was between 21% and 40%; 15.2% of them said it was between 41% and 60%; and 2.2% of the business owners said it was over 61% but less than 80%. No business has a percentage greater than 80%.

(SuzhouDaily)

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